License Requirements

How to Get a South Carolina Insurance License

How to Get a South Carolina Insurance License

South Carolina Department of Insurance

Testing Provider (PSI)

(803) 737-6095

(800) 733-9267

1. Complete a Prelicensing Course

If you would like to sell insurance as an insurance producer in South Carolina, you must pass a licensing exam. To prepare for the licensing exam, you should take an insurance course. Insurance prelicensing courses are provided by A.D. Banker & Company in many different formats: classroom, web classes, online courses, or self-study. All courses are cross-referenced with the exam content outline. 

2. Complete Fingerprinting/Criminal History Background Check

All resident license applicants are required to get fingerprinted for a criminal history background check.  For steps and complete information go to

3. Pass a Licensing Exam

Making Exam Reservations

Licensing exams are provided by PSI.  Candidates have the option to register to take their exam online or at a physical location. Exam fees must be paid at the time of reservation by credit card, debit card, voucher or electronic check. You can make a reservation through the following methods:

  • Online:
  • Phone:  (800) 733-9267
  • Fax completed Registration Form to (702) 932-2666 and call PSI after 4 business days.
  • Mail completed Registration Form and appropriate exam fee to PSI Services LLC, ATTN: Examination Registration SC INS, 3210 E Tropicana * Las Vegas, NV * 89121. After 2 weeks, call PSI to schedule the exam at (800) 733-9267.

What to Bring

Two forms of current signature identification:

  • A primary ID (photograph and signature, not expired) such as a Driver’s License or Passport
  • A secondary ID (signature, not expired) such as a Debit or Credit card

Exam Procedures

  • Report to the test center 30 minutes before the exam to sign in and verify identification.
  • No talking or any other form of communication among candidates is permitted in the exam area.
  • Children, cell phones, calculators, pagers, cameras, programmable electronic devices and recording devices of any kind are NOT allowed.
  • No smoking, eating, or drinking will be allowed at the exam site.
  • Dictionaries, books, papers, or study and reference materials are NOT permitted.
  • You may not exit the building during the exam.
  • Copying or communicating exam content is a violation of PSI security policy and Section 1681.5 of the CIC. Either may result in the disqualification of exam results and lead to legal action and prosecution.

PSI exam sites have additional procedures:

  • You will have your picture taken prior to admittance into the exam.
  • You may not wear a jacket, coat or any type of hooded clothing into the exam room. Sweaters that do not have pockets are allowed.
  • You may not bring a purse or backpack into the exam room.
  • You will be asked to put these items in your vehicle. PSI only provides accordion type folders for any items. These folders are left in the lobby and PSI is not responsible for the security of those items.
  • You may not wear a wristwatch into the exam room and you will be asked to empty your pockets.

Exam Format

  • Each major line exam is given in a multiple-choice format.
  • The passing score required on each exam is 70%.
    • When you complete the exam, you will receive a score report marked “pass or fail”.
      • If you pass, you will immediately receive a successful notification and performance summary on an exam results letter.
      • If you do not pass, you will immediately receive an unsuccessful exam results letter along with a diagnostic report indicating your strengths and weaknesses by exam portion. Candidates can schedule another exam but must wait 24 hours before making the reservation.

South Carolina Exam Information

Exam Code

Exam Name/License Type/Class

Exam Time

Total Questions


Life Insurance Producer

2 hrs



Accident and Health Insurance Producer

2 hrs



Life, Accident and Health Insurance Producer

2 hrs 30 min



Property Insurance Producer

2 hrs



Casualty Insurance Producer

2 hrs



Property, Casualty, Surety and Marine Insurance Producer

2 hrs 30 min



Personal Lines Insurance Producer

2 hrs



Personal Lines Adjuster

2 hrs



Commercial Lines Adjuster

2 hrs



Property, Casualty, Surety and Marine Insurance Adjuster

2 hrs



Public Adjuster

1 hr


4. Apply for License

Apply for your license by completing an application at

A.D. Banker Prelicensing Course Free Trial

A.D. Banker & Company provides licensing information as a courtesy to our students. While reasonable attempts have been made to ensure the accuracy of this information, licensees are ultimately responsible for ensuring that they are in compliance with the requirements set forth by their state licensing entity. A.D. Banker & Company offers no guarantee of the accuracy of this information and will not be held liable in case of noncompliance with the license requirements.