License Requirements


How to Get a Colorado Insurance License

How to Get a Colorado Insurance License

COVID-19 Updates

8/06/20:  Colorado extends temporary licensing with Order O-21-009.  All temporary licenses issued will now expire on 11/06/20.  
7/06/20:  Pearson VUE has begun offering remote exam proctoring. Remote appointments can be book on the Pearson VUE website.
5/14/20:  Order O-20-052 outlines that the Colorado Division of Insurance will issue temporary licenses until 7/31/2020.
5/01/20:  Pearson VUE testing is available on a limited basis due to social distancing precautions and varies by location.

Colorado Division of Insurance

Testing Provider (Pearson VUE)

(303) 894-7499

(800) 274-2616

A.D. Banker Provider #: 50007

1. Complete a Prelicensing Course

If you would like to sell insurance in Colorado, you must complete an approved line of prelicensing education and pass the state licensing exam. Insurance prelicensing courses are provided by A.D. Banker & Company in many different formats: classroom, web classes, online courses, or self-study. All courses are cross-referenced with the exam content outline.

To satisfy the requirements for your course, you will need to pass a Certification Exam.  The Certification Exam must be monitored by a disinterested third party (someone who is not a friend, family member, or financial connection to you).  After passing the Certification Exam with a 70% or greater, you will receive a Certificate of Completion and A.D. Banker & Company will report your course completion to the state. Prelicensing education is valid for one year from the date of completion; you will need to take and pass your state exam within this timeframe.

Line

Hours

Life

50

Accident & Health

50

Property

50

Casualty

50

Property & Casualty

50

Personal Lines

50

2. Pass a Licensing Exam

Making Exam Reservations

Licensing exams are provided by Pearson VUE. An exam fee must be paid at the time of reservation by credit card, debit card, voucher, or electronic check. You can make an exam reservation through the following methods:

  • Online:  Make an online reservation at http://www.pearsonvue.com/co/insurance at least 24 hours before the desired exam date or 5 days in advance if paying by electronic check
  • Phone: (800) 274-2616
    • Before you call, you must have the following:
      • Legal name, address, Social Security number, daytime phone number, and date of birth
      • Name of the exam
      • Preferred  exam date and test center location
      • The five-digit code number of your prelicensing provider (50007 for A.D. Banker)

What to Bring

Two forms of current signature identification:

  • A primary ID (photograph and signature, not expired) such as a Driver’s License or Passport
  • A secondary ID (signature, not expired) such as a Debit or Credit card

You will not be required to supply a copy of your Certificate of Completion at the exam.

Exam Procedures

  • Report to the test center 30 minutes before the exam to verify identification and be photographed for the score report.
  • No personal items are allowed in the testing room such as cell phones, watches, wallets, or purses.
  • Studying is not allowed in the test center.
  • The test administrator will provide you with materials to make notes or calculations. You may not write on these items before the exam begins or remove these items from the testing room.
  • You will have the opportunity to take a tutorial that will not reduce the exam time.

Exam Format

  • Each major line exam is given in a multiple-choice format.
  • The exam consists of two parts:
    1. The general section deals with basic insurance product knowledge
    2. The state section deals with insurance laws, rules, and regulations, and practices that are unique to Colorado.
  • Each exam contains “pretest” questions that are mixed in with the scored questions and are not identified. Pretest questions may not be covered in your educational materials and do not affect your final score!
  • The passing score required on each exam is 70%.
  • When you complete the exam, you will receive a score report marked “pass or fail”.
  • Candidates who fail will receive a score report that includes a numeric score, diagnostic, and re-testing information.  Candidates can schedule another exam but must wait 24 hours before making the reservation.

 

Colorado Exam Information

Exam Code

Exam Name

Exam Time

Scoreable Questions

Pretest Questions

Total Questions

01

Life

2 hrs

80

15

95

02

Accident & Health

2 hrs

80

16

96

03

Property

2 hrs

75

15

90

04

Casualty

2 hrs

81

15

96

55

Personal Lines

2 hrs 15 min

104

15

119

14

Public Insurance Adjuster

1 hr 15 min

55

0

55

 

3. Apply for a License

After passing the exam, apply for your license by completing an application at http://www.nipr.com.  

A.D. Banker Prelicensing Course Free Trial

A.D. Banker & Company provides licensing information as a courtesy to our students. While reasonable attempts have been made to ensure the accuracy of this information, licensees are ultimately responsible for ensuring that they are in compliance with the requirements set forth by their state licensing entity. A.D. Banker & Company offers no guarantee of the accuracy of this information and will not be held liable in case of noncompliance with the license requirements.